id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
yapeal:business_account:relationship_certificate,yapeal:business_account,yapeal,service_fee,Bankverbindungsbestaetigung,200.0,CHF,per_use,,,One-time service fee for a customer-relationship confirmation letter.,,2026-06-02,free
yapeal:plan_business:base_fee,yapeal:plan_business,yapeal,base_fee,Monatliche Pauschale (Business),119.0,CHF,monthly,,,"Business plan: CHF 119/month, up to 200 physical + 500 virtual cards, free card replacement.",,2026-06-02,free
yapeal:plan_grow:base_fee,yapeal:plan_grow,yapeal,base_fee,Monatliche Pauschale (Grow),49.0,CHF,monthly,,,"Grow plan: CHF 49/month, up to 20 physical + 50 virtual cards.",,2026-06-02,free
yapeal:business_account:swift_out_free,yapeal:business_account,yapeal,transfer_intl_out,SWIFT Ausgang (Free-tarif),27.5,CHF,per_txn,free_plan,,Free plan: CHF 27.50 per SWIFT outgoing. Paid plans: CHF 4.,,2026-06-02,free
yapeal:business_account:special_support,yapeal:business_account,yapeal,service_fee,Sonder-Support (pro 15 Minuten),25.0,CHF,per_use,,,Special / out-of-scope customer support: CHF 25 per 15-minute increment.,,2026-06-02,free
yapeal:visa_debit:replacement_paid,yapeal:visa_debit,yapeal,replacement_card,Kartenersatz (Free / Essential / Grow),20.0,CHF,per_use,free_essential_grow,,"Card replacement: CHF 20 (Free, Essential, Grow). Business plan: free.",,2026-06-02,free
yapeal:plan_essential:base_fee,yapeal:plan_essential,yapeal,base_fee,Monatliche Pauschale (Essential),9.0,CHF,monthly,,,"Essential plan: CHF 9/month, unlimited domestic transfers, up to 3 physical + 5 virtual cards.",,2026-06-02,free
yapeal:sub_account_eur:extra_account,yapeal:sub_account_eur,yapeal,account_mgmt,Zusaetzliches EUR/CHF Subkonto (ueber Plan-Quota),9.0,CHF,monthly,,,"Each additional EUR/CHF sub-account above the plan-included quota (Free:1, Essential:2, Grow:4) costs CHF 9/month. Business plan: not applicable (sub-accounts not listed in tier table).",,2026-06-02,free
yapeal:visa_debit:atm_eur_ch,yapeal:visa_debit,yapeal,atm_withdrawal,Bargeldbezug EUR (Inland),5.0,CHF,per_use,,atm,EUR cash withdrawal at Swiss ATMs. Same across all tiers.,,2026-06-02,free
yapeal:business_account:swift_in_free,yapeal:business_account,yapeal,transfer_intl_in,SWIFT Eingang (Free-tarif),4.0,CHF,per_txn,free_plan,,Free plan only. Paid plans: 0 CHF.,,2026-06-02,free
yapeal:business_account:swift_out_paid,yapeal:business_account,yapeal,transfer_intl_out,SWIFT Ausgang (Essential/Grow/Business),4.0,CHF,per_txn,essential_grow_business,,Paid plans: CHF 4 per SWIFT outgoing.,,2026-06-02,free
yapeal:visa_debit:additional_free_essential,yapeal:visa_debit,yapeal,additional_card,Zusaetzliche Karte (Free / Essential),3.0,CHF,monthly,free_essential,,Additional physical card above the plan-included count. Free + Essential: CHF 3/month. Grow + Business: CHF 2/month.,,2026-06-02,free
yapeal:business_account:sepa_out_free,yapeal:business_account,yapeal,transfer_sepa_out,SEPA Ausgang (Free-tarif),2.0,CHF,per_txn,free_plan,,Free plan only. Paid plans: 0 CHF.,,2026-06-02,free
yapeal:visa_debit:additional_grow_business,yapeal:visa_debit,yapeal,additional_card,Zusaetzliche Karte (Grow / Business),2.0,CHF,monthly,grow_business,,Grow + Business: CHF 2/month per additional physical card.,,2026-06-02,free
yapeal:visa_debit:atm_chf_ch,yapeal:visa_debit,yapeal,atm_withdrawal,Bargeldbezug CHF (Inland),2.0,CHF,per_use,,atm,CHF cash withdrawal at Swiss ATMs. Same across all tiers.,,2026-06-02,free
yapeal:virtual_card:additional,yapeal:virtual_card,yapeal,additional_card,Zusaetzliche virtuelle Karte,2.0,CHF,monthly,,,Each additional virtual card above the plan-included count: CHF 2/month. Same across all tiers.,,2026-06-02,free
yapeal:visa_debit:atm_abroad_pct,yapeal:visa_debit,yapeal,fx_markup,Bargeldbezug Ausland (Aufschlag),1.5,percent,per_use,,atm,Foreign-currency or non-Swiss-ATM withdrawals: 1.50% surcharge on top of converted amount. Same across all tiers.,,2026-06-02,free
yapeal:business_account:sepa_in_free,yapeal:business_account,yapeal,transfer_sepa_in,SEPA Eingang (Free-tarif),1.0,CHF,per_txn,free_plan,,Free plan only. Paid plans: 0 CHF.,,2026-06-02,free
yapeal:business_account:domestic_transfer_free_tier,yapeal:business_account,yapeal,transfer_domestic,"Inlandszahlung (Free-tarif, ab 6. Zahlung)",0.3,CHF,per_txn,free_plan,,Free plan only: 5 inland CHF transfers included per month; CHF 0.30 each additional. Paid plans (Essential/Grow/Business) include unlimited inland transfers at no per-transaction fee.,,2026-06-02,free
yapeal:plan_free:base_fee,yapeal:plan_free,yapeal,base_fee,Monatliche Pauschale (Free),0.0,CHF,monthly,,,"Free plan: zero monthly fee. 5 inland CHF transfers included, then CHF 0.30 each. Source: yapeal.ch Geschaeftskonten Preisliste.",,2026-06-02,free
yapeal:business_account:sepa_in_paid,yapeal:business_account,yapeal,transfer_sepa_in,SEPA Eingang (Essential/Grow/Business),0.0,CHF,per_txn,essential_grow_business,,Paid plans include SEPA in at no charge.,,2026-06-02,free
yapeal:business_account:sepa_out_paid,yapeal:business_account,yapeal,transfer_sepa_out,SEPA Ausgang (Essential/Grow/Business),0.0,CHF,per_txn,essential_grow_business,,Paid plans include SEPA out at no charge.,,2026-06-02,free
yapeal:business_account:swift_in_paid,yapeal:business_account,yapeal,transfer_intl_in,SWIFT Eingang (Essential/Grow/Business),0.0,CHF,per_txn,essential_grow_business,,Paid plans include SWIFT in at no charge.,,2026-06-02,free
yapeal:visa_debit:replacement_business,yapeal:visa_debit,yapeal,replacement_card,Kartenersatz (Business),0.0,CHF,per_use,business_plan,,Business plan: replacement card free.,,2026-06-02,free