id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zuzwil:credit_gold:combo,zuzwil:credit_gold,zuzwil,annual_fee,Karten-Kombi Gold,230.0,CHF,annual,,,,2,,free
zuzwil:credit_gold:annual,zuzwil:credit_gold,zuzwil,annual_fee,Jahresgebuehr Gold,200.0,CHF,annual,,,,2,,free
zuzwil:hypothek:closure,zuzwil:hypothek,zuzwil,service_fee,Kreditaufloesung,200.0,CHF,one_time,,,,4,,pro
zuzwil:credit_silver:combo,zuzwil:credit_silver,zuzwil,annual_fee,Karten-Kombi Silber/Classic,120.0,CHF,annual,,,MasterCard + Visa kombiniert,2,,free
zuzwil:credit_silver:annual,zuzwil:credit_silver,zuzwil,annual_fee,Jahresgebuehr Silber/Classic,100.0,CHF,annual,,,,2,,free
zuzwil:hypothek:contract_change,zuzwil:hypothek,zuzwil,service_fee,Kreditvertragsaenderung,100.0,CHF,per_use,,,,4,,pro
zuzwil:hypothek:pledge_release,zuzwil:hypothek,zuzwil,service_fee,Pfandentlassung,100.0,CHF,per_use,,,CHF 100-1000 nach Aufwand,4,,pro
zuzwil:depot_execution_only:tax_stmt,zuzwil:depot_execution_only,zuzwil,custody_fee,Steuerauszug optional,80.0,CHF,annual,,,optional,1,,pro
zuzwil:credit_gold:additional,zuzwil:credit_gold,zuzwil,annual_fee,Zusatzkarte Gold,50.0,CHF,annual,,,,2,,free
zuzwil:prepaid_mc:annual,zuzwil:prepaid_mc,zuzwil,annual_fee,Prepaid Jahresgebuehr,50.0,CHF,annual,,,,2,,free
zuzwil:depot_execution_only:min,zuzwil:depot_execution_only,zuzwil,minimum_fee,Minimalgebuehr,50.0,CHF,annual,,,,1,,pro
zuzwil:debit_mastercard:annual,zuzwil:debit_mastercard,zuzwil,annual_fee,Debit Mastercard Jahresgebuehr,40.0,CHF,annual,,,,2,,free
zuzwil:debit_mastercard:replace,zuzwil:debit_mastercard,zuzwil,replacement_card,Ersatzkarte,30.0,CHF,per_use,,,bei Verlust,2,,free
zuzwil:mieterkautionssparkonto:closure,zuzwil:mieterkautionssparkonto,zuzwil,account_closing,Saldierungsspesen,25.0,CHF,one_time,,,Hoeher als Standardkonto,1,,free
zuzwil:credit_silver:additional,zuzwil:credit_silver,zuzwil,annual_fee,Zusatzkarte Silber/Classic,25.0,CHF,annual,,,,2,,free
zuzwil:credit_silver:replace,zuzwil:credit_silver,zuzwil,replacement_card,Ersatzkarte Silber/Classic,20.0,CHF,per_use,,,,2,,free
zuzwil:debit_mastercard:pin,zuzwil:debit_mastercard,zuzwil,pin_reorder,PIN-Ersatz,15.0,CHF,per_use,,,,2,,free
zuzwil:privatkonto:closure,zuzwil:privatkonto,zuzwil,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
zuzwil:kontokorrent:closure,zuzwil:kontokorrent,zuzwil,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
zuzwil:sparkonto_top:closure,zuzwil:sparkonto_top,zuzwil,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
zuzwil:hypothek:reminder,zuzwil:hypothek,zuzwil,late_payment_fee,Mahngebuehr,10.0,CHF,per_use,,,,4,,pro
zuzwil:hypothek:default_interest,zuzwil:hypothek,zuzwil,interest_late_payment,Verzugszins,7.0,percent,per_annum_pct,,,,4,,pro
zuzwil:privatkonto:account_close_year,zuzwil:privatkonto,zuzwil,annual_fee,Jaehrlicher Kontoabschluss,5.0,CHF,annual,,,,1,,free
zuzwil:kontokorrent:account_close_year,zuzwil:kontokorrent,zuzwil,annual_fee,Jaehrlicher Kontoabschluss,5.0,CHF,annual,,,,1,,free
zuzwil:kontokorrent_frw:account_close_year,zuzwil:kontokorrent_frw,zuzwil,annual_fee,Jaehrlicher Kontoabschluss,5.0,CHF,annual,,,,1,,free
zuzwil:mietzinskonto:account_close_year,zuzwil:mietzinskonto,zuzwil,annual_fee,Jaehrlicher Kontoabschluss,5.0,CHF,annual,,,,1,,free
zuzwil:debit_mastercard:atm_eur_inland,zuzwil:debit_mastercard,zuzwil,atm_domestic_other,EUR Bargeldbezug Inland Fremdautomaten,5.0,CHF,per_txn,,,,2,,free
zuzwil:debit_mastercard:atm_abroad,zuzwil:debit_mastercard,zuzwil,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,2,,free
zuzwil:credit_silver:atm,zuzwil:credit_silver,zuzwil,atm_abroad,Bargeldbezug Bancomat/Schalter,4.0,percent,per_txn,,,min CHF 10,2,,free
zuzwil:credit_silver:fx_markup,zuzwil:credit_silver,zuzwil,fx_markup,FX Bearbeitungsgebuehr,1.75,percent,per_txn,,,gilt fuer Silver+Gold+Prepaid,2,,free
zuzwil:debit_mastercard:fx_pay,zuzwil:debit_mastercard,zuzwil,fx_markup,Bezahlung bargeldlos Ausland,1.5,CHF,per_txn,,,Fixed CHF surcharge,2,,free
zuzwil:travel_prepaid:load,zuzwil:travel_prepaid,zuzwil,service_fee,Ladekommission Travel,1.5,percent,per_txn,,,vom Ladebetrag,2,,free
zuzwil:depot_execution_only:courtage_intl,zuzwil:depot_execution_only,zuzwil,transaction_fee,Courtage Ausland Aktien/ETF bis CHF 100k,1.2,percent,per_txn,,,min CHF 100,2,,pro
zuzwil:vv_basis:kapitalgewinn,zuzwil:vv_basis,zuzwil,mgmt_fee,VV Basis — Kapitalgewinn,1.1,percent,per_annum_pct,,,,1,,pro
zuzwil:vv_standard:wachstum,zuzwil:vv_standard,zuzwil,mgmt_fee,VV Standard — Wachstum,1.1,percent,per_annum_pct,,,,1,,pro
zuzwil:prepaid_mc:load,zuzwil:prepaid_mc,zuzwil,service_fee,Ladekommission,1.0,percent,per_txn,,,min CHF 5,2,,free
zuzwil:depot_execution_only:courtage_ch,zuzwil:depot_execution_only,zuzwil,transaction_fee,Courtage CH Aktien/ETF bis CHF 100k,1.0,percent,per_txn,,,min CHF 80; e-Trading 50% Rabatt,2,,pro
zuzwil:vv_basis:ausgewogen,zuzwil:vv_basis,zuzwil,mgmt_fee,VV Basis — Ausgewogen,0.9,percent,per_annum_pct,,,,1,,pro
zuzwil:vv_standard:ausgewogen,zuzwil:vv_standard,zuzwil,mgmt_fee,VV Standard — Ausgewogen,0.9,percent,per_annum_pct,,,ab CHF 100k,1,,pro
zuzwil:vv_basis:zinsertrag,zuzwil:vv_basis,zuzwil,mgmt_fee,VV Basis — Zinsertrag,0.8,percent,per_annum_pct,,,ab CHF 100k,1,,pro
zuzwil:vv_fund_solution:wachstum,zuzwil:vv_fund_solution,zuzwil,mgmt_fee,VV Fund Solution — Wachstum,0.7,percent,per_annum_pct,,,,1,,pro
zuzwil:vv_fund_solution:ausgewogen,zuzwil:vv_fund_solution,zuzwil,mgmt_fee,VV Fund Solution — Ausgewogen,0.6,percent,per_annum_pct,,,,1,,pro
zuzwil:kontokorrent_frw:disagio,zuzwil:kontokorrent_frw,zuzwil,fx_markup,FRW Ein/Auszahlungen Disagio/Agio,0.5,percent,per_txn,,,min CHF 5,1,,free
zuzwil:vv_fund_solution:einkommen,zuzwil:vv_fund_solution,zuzwil,mgmt_fee,VV Fund Solution — Einkommen,0.5,percent,per_annum_pct,,,ab CHF 10k,1,,pro
zuzwil:beratung_individuell:depot,zuzwil:beratung_individuell,zuzwil,mgmt_fee,Beratungsmandat Individuell Depotpreis,0.45,percent,per_annum_pct,,,min CHF 200; 25% Courtage-Rabatt,1,,pro
zuzwil:beratung_basis:depot,zuzwil:beratung_basis,zuzwil,mgmt_fee,Beratungsmandat Basis Depotpreis,0.4,percent,per_annum_pct,,,min CHF 50; 15% Courtage-Rabatt,1,,pro
zuzwil:kontokorrent:booking,zuzwil:kontokorrent,zuzwil,transaction_fee,Buchungsspesen,0.3,CHF,per_txn,,,je Buchung,1,,free
zuzwil:metallkonto:annual,zuzwil:metallkonto,zuzwil,depot_fee,Jahresgebuehr Metallkonto,0.25,percent,per_annum_pct,,,vom Bewertungskurs,1,,pro
zuzwil:depot_execution_only:custody,zuzwil:depot_execution_only,zuzwil,depot_fee,Depotpreis,0.25,percent,per_annum_pct,,,min CHF 50; bankeigene Titel kostenlos,1,,pro
zuzwil:privatkonto:booking,zuzwil:privatkonto,zuzwil,transaction_fee,Buchungsspesen,0.2,CHF,per_txn,,,je Buchung,1,,free
zuzwil:mietzinskonto:booking,zuzwil:mietzinskonto,zuzwil,transaction_fee,Buchungsspesen,0.2,CHF,per_txn,,,je Buchung,1,,free
zuzwil:kassenobligation:annual,zuzwil:kassenobligation,zuzwil,depot_fee,Jahresgebuehr Kassenobligation,0.1,percent,per_annum_pct,,,min CHF 10; vom Bewertungskurs,1,,pro
zuzwil:privatkonto25:account_mgmt,zuzwil:privatkonto25,zuzwil,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,kostenlos bis 25 Jahre,1,,free
zuzwil:privatkonto25:debit_card,zuzwil:privatkonto25,zuzwil,annual_fee,Debit Mastercard,0.0,CHF,annual,,,kostenlos fuer Privatkonto 25,2,,free
zuzwil:sparkonto_top:account_mgmt,zuzwil:sparkonto_top,zuzwil,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,kostenlos,1,,free
zuzwil:sparkonto18:account_mgmt,zuzwil:sparkonto18,zuzwil,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,kostenlos,1,,free
zuzwil:geschenksparkonto:account_mgmt,zuzwil:geschenksparkonto,zuzwil,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,kostenlos,1,,free
zuzwil:credit_gold:replace,zuzwil:credit_gold,zuzwil,replacement_card,Ersatzkarte Gold,0.0,CHF,per_use,,,kostenlos,2,,free
zuzwil:travel_prepaid:annual,zuzwil:travel_prepaid,zuzwil,annual_fee,Travel Jahresgebuehr,0.0,CHF,annual,,,kostenlos,2,,free