id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
acrevis:kaspar_acrevis:mgmt_fee,acrevis:kaspar_acrevis,acrevis,mgmt_fee,Pauschalgebuehr All-in-Fee Kaspar&acrevis,0.85,percent,per_annum_pct,,,,,2026-01-01,pro