id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
agkb:hypothek:increase,agkb:hypothek,agkb,setup_fee,Erhoehung/Pfandentlassung/Vertragsaenderung,250.0,CHF,one_time,,,,,2026-01-01,pro
agkb:hypothek:third_party_payoff,agkb:hypothek,agkb,payoff_fee,Saldierungsgebuehr bei Abloesung,250.0,CHF,one_time,,,,,2026-01-01,pro
agkb:hypothek:schuldbrief_conversion,agkb:hypothek,agkb,setup_fee,Umwandlung Papier- in Registerschuldbrief,150.0,CHF,one_time,,,,,2026-01-01,pro
agkb:hypothek:renewal,agkb:hypothek,agkb,setup_fee,Verlaengerung/Produktewechsel,100.0,CHF,one_time,,,,,2026-01-01,pro
agkb:hypothek:not_taken,agkb:hypothek,agkb,special_fee,Vertrag unterzeichnet und nicht angetreten,0.25,percent,one_time,,,mind. CHF 1000,,2026-01-01,pro