id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
agkb:kundenkarte:card_block,agkb:kundenkarte,agkb,card_block,Sperrung,25.0,CHF,one_time,,,,,2026-01-01,free
agkb:kundenkarte:annual_fee,agkb:kundenkarte,agkb,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,,,2026-01-01,free