id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
agkb:sparkonto:payment_paper,agkb:sparkonto,agkb,transfer_domestic,Zahlung ab Sparkonto Papierform,25.0,CHF,per_txn,,paper,,,2026-01-01,free
agkb:sparkonto:payment_ebanking,agkb:sparkonto,agkb,transfer_domestic,Zahlung ab Sparkonto e-Banking,10.0,CHF,per_txn,,ebanking,,,2026-01-01,free
agkb:sparkonto:account_mgmt,agkb:sparkonto,agkb,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-01-01,free