id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier agkb:sparkonto_kmu:paper,agkb:sparkonto_kmu,agkb,transfer_fee,Zahlungsausgang Papierform In-/Ausland,25.0,CHF,per_txn,,paper,,6,2025-11-01,free agkb:sparkonto_kmu:eb,agkb:sparkonto_kmu,agkb,transfer_fee,Zahlungsausgang via e-Banking In-/Ausland,10.0,CHF,per_txn,,ebanking,,6,2025-11-01,free