id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
agkb:sparkonto_mietkaution:account_opening,agkb:sparkonto_mietkaution,agkb,account_opening,Kontoeroeffnung Mietkaution,30.0,CHF,one_time,,,Nur falls keine anderen AKB-Produkte,,2026-01-01,free