id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
aikb:mieterkautionssparkonto:account_closing,aikb:mieterkautionssparkonto,aikb,account_closing,Saldierung,12.0,CHF,one_time,,,,,2026-01-01,free
aikb:mieterkautionssparkonto:account_mgmt,aikb:mieterkautionssparkonto,aikb,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-01-01,free