id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier alpian:account:special_inquiry,alpian:account,alpian,research_fee,Sonderuntersuchung pro 15 Min Aktivitaet,30.0,CHF,per_txn,,,"Fuer Nachforschungen zu Zahlungen, Aenderungen, Belegen oder andere spezifische Anfragen.",4,2025-11-06,free alpian:account:out_currency_outside,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung CHF/USD/GBP ausserhalb Waehrungszone,7.0,CHF,per_txn,,,In Kontowaehrung berechnet.,2,2025-11-06,free alpian:account:out_eur_intl,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung EUR ausserhalb Eurozone/Schweiz,7.0,EUR,per_txn,,,,2,2025-11-06,free alpian:account:out_minor_fx_outside,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung AUD/DKK/NOK/PLN/SEK/CAD/CZK/HUF/RON/SGD ausserhalb Waehrungszone,7.0,CHF,per_txn,,,,2,2025-11-06,free alpian:account:out_other_currencies,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung andere Waehrungen ueberall,7.0,CHF,per_txn,,,,2,2025-11-06,free alpian:account:transfer_out_zone,alpian:account,alpian,transfer_intl,CHF/USD/GBP ausserhalb Waehrungszone,7.0,CHF,per_txn,,app,,,2026-02-15,free alpian:account:transfer_minor_out_zone,alpian:account,alpian,transfer_intl,AUD/DKK/NOK/PLN/CAD/CZK/HUF/RON/SGD ausserhalb,7.0,CHF,per_txn,,,,,2026-02-15,free alpian:account:atm_ch_fwg,alpian:account,alpian,atm_domestic_other,Geldautomat EUR/USD/GBP in CH,5.0,EUR,per_txn,,atm,EUR 5 / USD 5 / GBP 5 in der Schweiz.,,2026-02-15,free alpian:account:negative_fee,alpian:account,alpian,overdraft,Negativzinsgebuehr,5.0,percent,per_annum_pct,,,Auf Negativsaldi. Geringerer Satz als CH-Peer-Norm (CH KH meist 9-12%).,,2026-02-15,free alpian:account:atm_abroad,alpian:account,alpian,atm_abroad,Geldautomat ausserhalb CH,2.5,percent,per_txn,,atm,2.5% des Transaktionsbetrags.,,2026-02-15,free alpian:account:out_minor_fx_inzone,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung AUD/DKK/NOK/PLN/SEK/CAD/CZK/HUF/RON/SGD innerhalb Waehrungszone,2.0,CHF,per_txn,,,In Kontowaehrung berechnet.,2,2025-11-06,free alpian:account:transfer_minor_in_zone,alpian:account,alpian,transfer_intl,AUD/DKK/NOK/PLN/CAD/CZK/HUF/RON/SGD innerhalb Waehrungszone,2.0,CHF,per_txn,,,Niedrigere Transfer-Fee fuer Nebenwaehrungen innerhalb Waehrungszone.,,2026-02-15,free alpian:account:atm_ch_chf,alpian:account,alpian,atm_domestic_other,Geldautomat CHF in CH,2.0,CHF,per_txn,,atm,,,2026-02-15,free alpian:account:fx_markup_weekend,alpian:account,alpian,fx_markup,Wechselkurs-Aufschlag Wochenende,0.5,percent,per_txn,,,Fr 21:00 - Mo 8:00 Wochenenden und Feiertage.,2,2025-11-06,free alpian:account:fx_weekend,alpian:account,alpian,fx_markup,Wechselkurs-Aufschlag Wochenenden,0.5,percent,per_txn,weekend,,,,2026-02-15,free alpian:account:fx_markup_weekday,alpian:account,alpian,fx_markup,Vorlaeufiger Wechselkurs-Aufschlag (Werktag),0.2,percent,per_txn,,,Mo 8:00 - Fr 21:00. Alpian nimmt keine Provisionen darueber hinaus.,2,2025-11-06,free alpian:account:fx_weekday,alpian:account,alpian,fx_markup,Wechselkurs-Aufschlag Wochentage,0.2,percent,per_txn,weekday,,Atypischer Day-of-Week-Split. Reflektiert FX-Desk-Wochenend-Cover-Cost.,,2026-02-15,free alpian:account:stamp_intl,alpian:account,alpian,service_fee,Schweizer Stempelsteuer auslaend. Wertschriften,0.15,percent,per_txn,intl_securities,,,,2026-02-15,free alpian:account:stamp_ch,alpian:account,alpian,service_fee,Schweizer Stempelsteuer CH-Wertschriften,0.075,percent,per_txn,ch_securities,,Eidg. Umsatzabgabe.,,2026-02-15,free alpian:account:opening,alpian:account,alpian,account_opening,Kontoeroeffnung,0.0,CHF,one_time,,,,1,2025-11-06,free alpian:account:closing,alpian:account,alpian,closing_fee,Kontoaufloesung,0.0,CHF,one_time,,,,1,2025-11-06,free alpian:account:inbound,alpian:account,alpian,transfer_domestic,Eingehende Ueberweisung CHF/EUR/USD/GBP,0.0,CHF,per_txn,,,,2,2025-11-06,free alpian:account:out_currency_zone,alpian:account,alpian,transfer_domestic,Ausgehende Ueberweisung CHF/USD/GBP innerhalb Waehrungszone,0.0,CHF,per_txn,,,Empfaengerland des Kontos in entsprechender Waehrungszone.,2,2025-11-06,free alpian:account:out_eur_sepa,alpian:account,alpian,transfer_sepa,Ausgehende Ueberweisung EUR Eurozone (inkl. SEPA) + Schweiz,0.0,EUR,per_txn,,app,,2,2025-11-06,free alpian:account:transfer_chf_in_zone,alpian:account,alpian,transfer_intl,CHF/USD/GBP innerhalb Waehrungszone,0.0,CHF,per_txn,,app,Kostenlos in CHF/USD/GBP innerhalb der Waehrungszone.,,2026-02-15,free alpian:account:transfer_sepa,alpian:account,alpian,transfer_sepa,SEPA Eurozone + Schweiz,0.0,CHF,per_txn,,app,Kostenlos. EUR ausserhalb Eurozone/Schweiz: CHF 7.,,2026-02-15,free