id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier alpian:guided_premium:min,alpian:guided_premium,alpian,mgmt_fee,Mindesteinlage,10000.0,CHF,one_time,,,,,2026-02-15,pro alpian:guided_premium:mgmt,alpian:guided_premium,alpian,mgmt_fee,Verwaltungsgebuehr (gestaffelt 0.69-0.50%),,percent,per_annum_pct,,,Gleiche AUM-Staffel wie Managed Essentials. Beratungsmandat (advisory) statt vollstaendige Delegation.,,2026-02-15,pro