id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
alpian:virtual_visa_debit:issuance,alpian:virtual_visa_debit,alpian,account_opening,Ausstellung virtueller Karte,0.0,CHF,one_time,,,,1,2025-11-06,free