id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
arb:saron_varia:contract_fee,arb:saron_varia,arb,contract_fee,Vertragspauschale bei SARON-Hypotheken,150.0,CHF,one_time,,,,,2026-04-01,pro