id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier avera:privatkonto_fw:fx_cash_deposit,avera:privatkonto_fw,avera,fx_cash,Bargeld-Einzahlung Fremdwaehrungskonto,1.0,percent,per_txn,,,Disagio mind. CHF 20,2,2025-12-17,free avera:privatkonto_fw:fx_cash_withdrawal,avera:privatkonto_fw,avera,fx_cash,Bargeld-Auszahlung Fremdwaehrungskonto,1.0,percent,per_txn,,,Agio mind. CHF 20,2,2025-12-17,free