id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier baloise:cornercard_classic:annual_main,baloise:cornercard_classic,baloise,annual_fee,Hauptkarte Jahresgebuehr (ausserhalb Bankpaket),100.0,CHF,annual,,,,13,2026-01-01,free baloise:cornercard_classic:annual_supp,baloise:cornercard_classic,baloise,annual_fee_supplementary,Begleitkarte Jahresgebuehr,25.0,CHF,annual,,,,13,2026-01-01,free baloise:cornercard_classic:interest_partial,baloise:cornercard_classic,baloise,interest_late_payment,Zinssatz bei Teilzahlung (Kreditoption),13.0,percent,per_annum_pct,,,,13,2026-01-01,free baloise:cornercard_classic:cash_advance,baloise:cornercard_classic,baloise,cash_advance,Bargeldbezug Kommission,4.0,percent,per_txn,,,Min CHF 10 Automat / CHF 15 Schalter,13,2026-01-01,free baloise:cornercard_classic:fx_markup,baloise:cornercard_classic,baloise,fx_markup,Fremdwaehrungs-Bearbeitungsspesen,1.2,percent,per_txn,,,max 1.20%,13,2026-01-01,free