id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
baloise:guide:min_monthly,baloise:guide,baloise,mgmt_fee,Monatliche Mindestgebuehr,50.0,CHF,monthly,,,,4,2026-01-01,pro
baloise:guide:extra_tx,baloise:guide,baloise,transaction_fee,Transaktion ueber 24 p.a.,30.0,CHF,per_txn,,,"Inkl. 24 Transaktionen p.a., weitere pauschal CHF 30",4,2026-01-01,pro
baloise:guide:mgmt,baloise:guide,baloise,mgmt_fee,Paketgebuehr,0.82,percent,per_annum_pct,,,,4,2026-01-01,pro