id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
baloise:swissbankers_life_prepaid:annual,baloise:swissbankers_life_prepaid,baloise,annual_fee,Jahresgebuehr,45.0,CHF,annual,,,Kostenlos bis Alter 30,13,2026-01-01,free
baloise:swissbankers_life_prepaid:atm,baloise:swissbankers_life_prepaid,baloise,atm_abroad,Bancomat-Bezugsgebuehr,7.5,CHF,per_txn,,,CHF/EUR/USD; Inland und Ausland,13,2026-01-01,free
baloise:swissbankers_life_prepaid:fx,baloise:swissbankers_life_prepaid,baloise,fx_markup,Bearbeitungsgebuehr Auslandseinsatz,0.95,percent,per_txn,,,,13,2026-01-01,free