id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier baloise:visa_debit:card_block,baloise:visa_debit,baloise,card_block,Kartensperrung (inkl. Ersatzkarte),50.0,CHF,one_time,,,,12,2026-01-01,free baloise:visa_debit:annual,baloise:visa_debit,baloise,annual_fee,Jahresgebuehr,40.0,CHF,annual,,,Im Bankpaket inkludiert,12,2026-01-01,free baloise:visa_debit:replacement,baloise:visa_debit,baloise,replacement_card,Ersatzkarte,40.0,CHF,one_time,,,,12,2026-01-01,free baloise:visa_debit:pin_reorder,baloise:visa_debit,baloise,pin_reorder,PIN-Nachbestellung,15.0,CHF,one_time,,,,12,2026-01-01,free baloise:visa_debit:atm_abroad,baloise:visa_debit,baloise,atm_abroad,Bargeldbezug Ausland,0.25,percent,per_txn,,,Devisenverkaufskurs vom Tag/Vortag,12,2026-01-01,free baloise:visa_debit:atm_ch_own,baloise:visa_debit,baloise,atm_domestic_own,Bargeldbezug Schweiz CHF Baloise-Bancomat,0.0,CHF,per_txn,,,,12,2026-01-01,free baloise:visa_debit:atm_ch_other,baloise:visa_debit,baloise,atm_domestic_other,Bargeldbezug Schweiz CHF Fremdbancomat,0.0,CHF,per_txn,,,,12,2026-01-01,free