id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
banknow:loan_insurance:premium,banknow:loan_insurance,banknow,service_fee,Loan Protection Insurance Premium,,CHF,monthly,,,Optionale Unfaehigkeits-/Arbeitslosigkeits-Versicherung; Premium nicht publiziert.,,2026-06-01,free