id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier bbo:aktionaersprivatkonto:account_closing,bbo:aktionaersprivatkonto,bbo,account_closing,Kontoschliessung,20.0,CHF,one_time,,,,4,2026-01-01,free bbo:aktionaersprivatkonto:transfer_manual_chf,bbo:aktionaersprivatkonto,bbo,transfer_domestic,Manuelle Zahlung in CHF,15.0,CHF,per_txn,,,,4,2026-01-01,free bbo:aktionaersprivatkonto:postage_apost,bbo:aktionaersprivatkonto,bbo,postage,A-Post,1.2,CHF,per_txn,,,,4,2026-01-01,free bbo:aktionaersprivatkonto:account_mgmt,bbo:aktionaersprivatkonto,bbo,account_mgmt,"Kontofuehrung, pro Jahr",0.0,CHF,annual,,,,4,2026-01-01,free