id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier bbo:bankgarantie:fee_pct,bbo:bankgarantie,bbo,guarantee_fee,"Unwiderrufliche Bankgarantie, % der Garantiesumme",1.5,percent,per_annum_pct,,,mind. CHF 200/Jahr,9,2026-01-01,business