id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier bbo:buergschaft_einfach:fee_pct,bbo:buergschaft_einfach,bbo,guarantee_fee,"Einfache Buergschaft, % der Buergschaftssumme",0.7,percent,per_annum_pct,,,mind. CHF 100/Jahr,9,2026-01-01,business