id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bbo:credit_gold:annual_fee,bbo:credit_gold,bbo,annual_fee,"Mastercard Gold / Visa Gold, pro Jahr",200.0,CHF,annual,,,Erstes Jahr kostenlos,7,2026-01-01,free