id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bbo:credit_silber:annual_fee,bbo:credit_silber,bbo,annual_fee,"Mastercard Silber / Visa Classic, pro Jahr",100.0,CHF,annual,,,Erstes Jahr kostenlos,7,2026-01-01,free
bbo:credit_silber:annual_fee_jugend,bbo:credit_silber,bbo,annual_fee,Mastercard Silber / Visa Classic mit Jugendkonto,0.0,CHF,annual,,,Kostenlos mit Jugendkonto,7,2026-01-01,free