id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bbo:euro_konto:account_mgmt,bbo:euro_konto,bbo,account_mgmt,"Kontofuehrung, pro Jahr",10.0,EUR,annual,,,,4,2026-01-01,free
bbo:euro_konto:counter_cash,bbo:euro_konto,bbo,counter_cash,Ein- und Auszahlungen am Schalter (% des Betrages),0.5,percent,per_txn,,,,4,2026-01-01,free