id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier bbo:festgeldkonto:account_mgmt,bbo:festgeldkonto,bbo,account_mgmt,"Kontofuehrung, pro Jahr",0.0,CHF,annual,,,,6,2026-01-01,free