id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bbo:finanzplanung:planning,bbo:finanzplanung,bbo,consultation_fee,Ausarbeitung Planung,790.0,CHF,one_time,,,+ 8.1% MwSt.,10,2026-01-01,pro
bbo:finanzplanung:first_meeting,bbo:finanzplanung,bbo,consultation_fee,Erstgespraech,0.0,CHF,one_time,,,,10,2026-01-01,pro