id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bbo:futurasparkonto:nonkundigung,bbo:futurasparkonto,bbo,early_withdrawal,Nichtkuendigungskommission,2.0,percent,one_time,,,,3,2026-01-01,free
bbo:futurasparkonto:account_mgmt,bbo:futurasparkonto,bbo,account_mgmt,"Kontofuehrung, pro Jahr",0.0,CHF,annual,,,,6,2026-01-01,free