id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier biene:beratung_individuell:min,biene:beratung_individuell,biene,minimum_fee,Minimumgebuehr,750.0,CHF,annual,,,,1,,pro biene:beratung_individuell:depot_fee,biene:beratung_individuell,biene,depot_fee,Depotgebuehr,0.3,percent,per_annum_pct,,,,1,,pro biene:beratung_individuell:advisory,biene:beratung_individuell,biene,mgmt_fee,Beratungsgebuehr,0.2,percent,per_annum_pct,,,10% Rabatt auf Courtage,1,,pro