id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier biene:fremdwaehrungskonto:closure,biene:fremdwaehrungskonto,biene,account_closing,Saldierungsspesen,15.0,CHF,one_time,,,,1,,free biene:fremdwaehrungskonto:disagio,biene:fremdwaehrungskonto,biene,fx_markup,Disagio/Agio FX,0.5,percent,per_txn,,,min CHF 20 pro Ein-/Auszahlung,1,,free biene:fremdwaehrungskonto:booking,biene:fremdwaehrungskonto,biene,transaction_fee,Buchungsspesen,0.2,CHF,per_txn,,,pro Buchung,1,,free biene:fremdwaehrungskonto:account_mgmt,biene:fremdwaehrungskonto,biene,account_mgmt,Kontofuehrungsgebuehr,0.0,CHF,monthly,,,gebuehrenfrei,1,,free