id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
biene:karten_reisegeld:annual_fee,biene:karten_reisegeld,biene,annual_fee,Karten Jahresgebuehr,40.0,CHF,annual,,,"Debit Mastercard Jahresgebuehr CHF 40 (per Privatkonto Factsheet). Kreditkartenpreise (Clientis Mastercard Silber/Gold, Visa Classic/Gold) gemaess separatem Factsheet.",,2026-02-24,free