id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
biene:privatkonto:debit_card,biene:privatkonto,biene,annual_fee,Debit Mastercard,40.0,CHF,annual,,,,1,,free
biene:privatkonto:closure_fee,biene:privatkonto,biene,closure_fee,Saldierungsspesen Privatkonto,15.0,CHF,one_time,,,Kontoabschluss jaehrlich per 31.12. gebuehrenfrei; Saldierung CHF 15. Source: BBR_IT_120 Privatkonto Factsheet.,,2026-02-24,free
biene:privatkonto:closure,biene:privatkonto,biene,account_closing,Saldierungsspesen,15.0,CHF,one_time,,,,1,,free
biene:privatkonto:account_mgmt,biene:privatkonto,biene,account_mgmt,Kontofuehrungsgebuehr,3.0,CHF,monthly,,,Gebuehrenfrei ab Gesamtvermoegen CHF 25000 oder Hypothek,1,,free