id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bil:relationship_account:account_mgmt,bil:relationship_account,bil,account_mgmt,Account-keeping (bundled within mandate),,CHF,monthly,,,No standalone fee — absorbed into mandate per FINSA Art. 31.,,2026-06-02,free