id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bivial:corporate_account:priority_onboarding,bivial:corporate_account,bivial,service_fee,Priority contract onboarding (per entity),500.0,CHF,one_time,,,Prioritised internal processing; timelines depend on documentation and compliance.,3,2026-02-10,free
bivial:corporate_account:contract_activation,bivial:corporate_account,bivial,service_fee,Contract activation (per entity),250.0,CHF,one_time,,,,3,2026-02-10,free
bivial:corporate_account:lack_of_contact,bivial:corporate_account,bivial,inactivity_fee,Lack-of-contact fee (3+ years inactivity),200.0,CHF,monthly,,,"After 3 years no activity. Per Art. 45 BankV, accounts go dormant after 10 years; this lack-of-contact fee applies between 3-10 years. Lifted upon contact resumption.",4,2026-02-10,free
bivial:corporate_account:auditor_info,bivial:corporate_account,bivial,service_fee,Information about customer for customer's auditor,150.0,CHF,per_use,,,Standard cost for Swiss audit-confirmation letters.,9,2026-02-10,free
bivial:corporate_account:material_update,bivial:corporate_account,bivial,service_fee,Material contract update (per change),100.0,CHF,per_use,,,"Changes affecting contractual relationship: ownership, control, business activities, domicile, regulatory status.",4,2026-02-10,free
bivial:corporate_account:contract_termination,bivial:corporate_account,bivial,service_fee,Contract termination (per account),100.0,CHF,per_use,,,,4,2026-02-10,free
bivial:corporate_account:authorised_legitimation,bivial:corporate_account,bivial,service_fee,Authorised Person post-activation legitimation,100.0,CHF,per_use,,,Per authorised person added after contract activation.,4,2026-02-10,free
bivial:corporate_account:apostille,bivial:corporate_account,bivial,service_fee,Apostille on statements/references/documents,100.0,CHF,per_use,,,,9,2026-02-10,free
bivial:corporate_account:payment_investigation,bivial:corporate_account,bivial,service_fee,Payment investigation,75.0,CHF,per_use,,,"Plus third-party charges. Applies to trace, recall, confirmation of credit, payment-chain clarification.",6,2026-02-10,free
bivial:corporate_account:account_termination,bivial:corporate_account,bivial,service_fee,Account termination,50.0,CHF,per_use,,,,4,2026-02-10,free
bivial:corporate_account:our_charging,bivial:corporate_account,bivial,service_fee,OUR — all costs debited to client,50.0,CHF,per_use,,,Optional: SHA default; OUR option charges all third-party (correspondent/beneficiary) bank fees to sender.,6,2026-02-10,free
bivial:corporate_account:account_mgmt,bivial:corporate_account,bivial,account_mgmt,Account maintenance,25.0,CHF,monthly,,,Per account per month. Minimum: CHF + EUR accounts.,4,2026-02-10,free
bivial:corporate_account:manual_payment,bivial:corporate_account,bivial,service_fee,Manual payment processing,25.0,CHF,per_use,,,Plus third-party charges. Applies when automatic processing fails.,6,2026-02-10,free
bivial:corporate_account:transfer_cross_currency,bivial:corporate_account,bivial,transfer_intl,Cross-currency outgoing transfer,15.0,CHF,per_txn,,,Settlement to 90+ countries and 70+ different currencies. From CHF/EUR/GBP/USD accounts only.,5,2026-02-10,free
bivial:corporate_account:transfer_target2,bivial:corporate_account,bivial,transfer_intl,EUR TARGET2/SWIFT (in OR out),10.0,CHF,per_txn,,,Same rate for in and out.,5,2026-02-10,free
bivial:corporate_account:transfer_swift_other,bivial:corporate_account,bivial,transfer_intl,Other Currency SWIFT (in OR out),10.0,CHF,per_txn,,,Currencies other than CHF/EUR (the 16+ other supported currencies).,5,2026-02-10,free
bivial:corporate_account:authorised_user_mgmt,bivial:corporate_account,bivial,service_fee,Authorised Person maintenance,5.0,CHF,monthly,,,Per authorised user per month. Read-only/view-edit Users are free.,4,2026-02-10,free
bivial:corporate_account:transfer_chf_instant_in,bivial:corporate_account,bivial,transfer_domestic,CHF Instant SIC (incoming),1.0,CHF,per_txn,,,,5,2026-02-10,free
bivial:corporate_account:transfer_chf_instant_out,bivial:corporate_account,bivial,transfer_domestic,CHF Instant SIC (outgoing),1.0,CHF,per_txn,,,,5,2026-02-10,free
bivial:corporate_account:transfer_sepa_in,bivial:corporate_account,bivial,transfer_sepa_in,EUR SEPA (incoming),1.0,CHF,per_txn,,,,5,2026-02-10,free
bivial:corporate_account:transfer_sepa_out,bivial:corporate_account,bivial,transfer_sepa_out,EUR SEPA (outgoing),1.0,CHF,per_txn,,,,5,2026-02-10,free
bivial:corporate_account:transfer_chf_sic_in,bivial:corporate_account,bivial,transfer_domestic,CHF SIC transfer (incoming),0.5,CHF,per_txn,,,,5,2026-02-10,free
bivial:corporate_account:transfer_chf_sic_out,bivial:corporate_account,bivial,transfer_domestic,CHF SIC transfer (outgoing),0.5,CHF,per_txn,,,,5,2026-02-10,free
bivial:corporate_account:mobile_tan_sms,bivial:corporate_account,bivial,service_fee,mobileTAN SMS (per message),0.15,CHF,per_use,,,Aggregated at end of month.,9,2026-02-10,free
bivial:corporate_account:onboarding_preassess,bivial:corporate_account,bivial,service_fee,Onboarding pre-assessment,0.0,CHF,one_time,,,No fee if onboarding terminated prior to contract activation.,3,2026-02-10,free