id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier blkb:anlagesparkonto_plus:account_mgmt,blkb:anlagesparkonto_plus,blkb,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-03-01,free