id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
blkb:credit_gold_intl:annual_fee,blkb:credit_gold_intl,blkb,annual_fee,Jahresgebuehr Hauptkarte,200.0,EUR,annual,,,,,2026-03-01,free