id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
blkb:digifolio:mgmt_fee,blkb:digifolio,blkb,mgmt_fee,Nutzungsgebuehr Digifolio,0.75,percent,annual,,,,,2026-03-01,pro