id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
blkb:freizuegigkeit:account_mgmt,blkb:freizuegigkeit,blkb,account_mgmt,Kontofuehrung,3.0,CHF,monthly,,,"Spesenfrei bei Gesamtvermoegen >CHF 10000, BLKB-Hypothek, Alter <25 oder Digifolio",,2026-03-01,pro
blkb:freizuegigkeit:account_closing,blkb:freizuegigkeit,blkb,account_closing,Kontosaldierung,0.0,CHF,one_time,,,,,2026-03-01,pro