id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier blkb:sparkonto:account_closing,blkb:sparkonto,blkb,account_closing,Kontosaldierung,10.0,CHF,one_time,,,Kostenlos zugunsten BLKB-Konto,,2026-03-01,free blkb:sparkonto:payment_surcharge,blkb:sparkonto,blkb,transfer_domestic,Zuschlag Zahlung ab Sparkonto,5.0,CHF,per_txn,,,Sofern nicht zugunsten BLKB-Konten,,2026-03-01,free blkb:sparkonto:account_mgmt,blkb:sparkonto,blkb,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-03-01,free