id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
blkb:swiss_bankers_travel:annual_fee,blkb:swiss_bankers_travel,blkb,annual_fee,Jahresgebuehr,0.0,CHF,annual,,,,,2026-03-01,free