id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier blkb:visa_debit:annual_fee,blkb:visa_debit,blkb,annual_fee,Jahresgebuehr Hauptkarte,40.0,CHF,annual,,,Bis 25 Jahre bzw. mit Privatkonto Studierende: kostenlos,,2026-03-01,free blkb:visa_debit:additional_card,blkb:visa_debit,blkb,annual_fee,Jahresgebuehr Zusatzkarte,40.0,CHF,annual,,,,,2026-03-01,free blkb:visa_debit:replacement,blkb:visa_debit,blkb,replacement_card,Ersatzkarte,20.0,CHF,one_time,,,,,2026-03-01,free blkb:visa_debit:pin_replacement,blkb:visa_debit,blkb,pin_replacement,PIN-Ersatz,10.0,CHF,one_time,,,,,2026-03-01,free blkb:visa_debit:atm_abroad,blkb:visa_debit,blkb,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-03-01,free blkb:visa_debit:atm_domestic_other,blkb:visa_debit,blkb,atm_domestic_other,Bargeldbezug andere Institute CH,2.0,CHF,per_txn,,,,,2026-03-01,free blkb:visa_debit:purchase_domestic,blkb:visa_debit,blkb,purchase_domestic,Einkauf in CHF,0.0,CHF,per_txn,,,,,2026-03-01,free blkb:visa_debit:purchase_abroad,blkb:visa_debit,blkb,purchase_abroad,Einkauf in Fremdwaehrung/Ausland,0.0,CHF,per_txn,,,,,2026-03-01,free blkb:visa_debit:atm_domestic_own,blkb:visa_debit,blkb,atm_domestic_own,Bargeldbezug Kantonalbank-Bancomaten,0.0,CHF,per_txn,,,,,2026-03-01,free