id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier blkb:visa_debit_juniors:annual_fee,blkb:visa_debit_juniors,blkb,annual_fee,Jahresgebuehr Hauptkarte,50.0,CHF,annual,,,CHF 10 davon gehen an Job Factory / KMU Lehrbetriebsverbund; bis 25 Jahre: CHF 10,,2026-03-01,free