id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier bs_bank_schaffhausen:depot_beratung_basis:courtage_disc,bs_bank_schaffhausen:depot_beratung_basis,bs_bank_schaffhausen,transaction_fee,Courtage-Rabatt,15.0,percent,per_txn,,,15% Rabatt auf Courtage-Tarif,2,,pro bs_bank_schaffhausen:depot_beratung_basis:postenpreis,bs_bank_schaffhausen:depot_beratung_basis,bs_bank_schaffhausen,custody_fee,Postenpreis,8.0,CHF,per_txn,,,,1,,pro bs_bank_schaffhausen:depot_beratung_basis:mgmt,bs_bank_schaffhausen:depot_beratung_basis,bs_bank_schaffhausen,mgmt_fee,Beratungsmandat Depot+Beratung,0.35,percent,per_annum_pct,,,0.35% p.a. min CHF 100 (Preisuebersicht). Factsheet Stand Juli 2026 zeigt 0.40% - cohort lower-bound,1,,pro