id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier bs_bank_schaffhausen:wertschriftenkonto:annual,bs_bank_schaffhausen:wertschriftenkonto,bs_bank_schaffhausen,annual_fee,Kontoabschluss,10.0,CHF,annual,,,,1,,free bs_bank_schaffhausen:wertschriftenkonto:closure,bs_bank_schaffhausen:wertschriftenkonto,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free