id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bskb:visa_debit:replacement,bskb:visa_debit,bskb,replacement_card,Ersatzkarte,30.0,CHF,one_time,,,,,2026-01-01,free
bskb:visa_debit:pin_replacement,bskb:visa_debit,bskb,pin_replacement,PIN-Ersatz,20.0,CHF,one_time,,,,,2026-01-01,free
bskb:visa_debit:atm_abroad,bskb:visa_debit,bskb,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-01-01,free
bskb:visa_debit:atm_domestic_other,bskb:visa_debit,bskb,atm_domestic_other,Bargeldbezug Nicht-KB CH,2.0,CHF,per_txn,,,,,2026-01-01,free
bskb:visa_debit:purchase_abroad,bskb:visa_debit,bskb,purchase_abroad,Zahlung Ausland,1.5,CHF,per_txn,,,,,2026-01-01,free
bskb:visa_debit:annual_fee,bskb:visa_debit,bskb,annual_fee,Jahresgebuehr Visa Debit,0.0,CHF,annual,,,Kostenlos (1. Karte); CHF 50 ab 2. Karte,,2026-01-01,free