id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ca_nextbank:gold_cc:annual,ca_nextbank:gold_mastercard,ca_nextbank,account_mgmt,Gold Mastercard annual fee,200.0,CHF,per_annum_fixed,,,50% off first year (CHF 100).,3,2026-06-01,free