id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ca_nextbank:mortgage_ch:repay_competitor,ca_nextbank:mortgage_ch,ca_nextbank,service_fee,Early repayment switching to competitor bank,600.0,CHF,per_use,,,Atom #299 frontalier-specific: exemption if switching to Crédit Agricole Regional Bank.,6,2026-06-01,pro
ca_nextbank:mortgage_ch:complex_amend,ca_nextbank:mortgage_ch,ca_nextbank,service_fee,Complex amendment to mortgage,500.0,CHF,per_use,,,Simple amendment (insurance policy) free.,6,2026-06-01,pro
ca_nextbank:mortgage_ch:admin,ca_nextbank:mortgage_ch,ca_nextbank,service_fee,Mortgage CH administration fee,0.1,percent,per_use,,,"0.1% of loan amount, min CHF 250.",6,2026-06-01,pro