id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ca_nextbank:start:monthly,ca_nextbank:pack_ca_start,ca_nextbank,account_mgmt,CA Start pack monthly fee,5.0,CHF,monthly,,,,2,2026-06-01,free
ca_nextbank:welcome:6mo_free,ca_nextbank:pack_ca_start,ca_nextbank,discount_fee,Welcome offer: pack FREE for first 6 months,,CHF,one_time,,,Atom #298 — Welcome offer applies to all CA Start/Extra/First packs. Free for first 6 months.,1,2026-06-01,free
ca_nextbank:duo:20k_threshold,ca_nextbank:pack_ca_start,ca_nextbank,discount_fee,DUO offer: free pack if joint + individual + assets ≥ CHF 20k,,CHF,per_annum_pct,,,Atom #298 — DUO offer: 0 charge on all accounts for assets ≥ CHF 20k; 50% discount for assets < CHF 20k.,1,2026-06-01,free