id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ca_nextbank:silver_cc:annual,ca_nextbank:silver_mastercard,ca_nextbank,account_mgmt,Silver Mastercard annual fee,100.0,CHF,per_annum_fixed,,,Free first year.,3,2026-06-01,free