id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ca_nextbank:vested:portfolio_combined,ca_nextbank:vested_benefits,ca_nextbank,mgmt_fee,Vested benefits portfolio combined all-in,0.7,percent,per_annum_pct,,,0.40% Liberty/Lealta + 0.30% bank.,7,2026-06-01,free